Mortgage advice

If you're facing mortgage arrears, it doesn't always mean you'll lose your home - but it does mean you need to act quickly. Your mortgage is a priority debt, and your home could be repossessed if you fall behind on your payments.

Talk to a mortgage adviser, get some advice, and find out how you can get back in control of your finances. If you're unsure about something our mortgage advisers can answer your questions.

All you have to do is call. Our mortgage advisers will discuss your situation in confidence and give you the answers you need, completely free of charge.

If you want to take it a step further and let us help you find a mortgage deal to suit your needs, we will search our extensive panel of mortgage lenders - or if it's just a bit of guidance you're looking for, we'll be happy to help.

Expert help from our homeowner helpline team

Worried about your current mortgage?

All About Money can offer help and advice on all kinds of mortgage problems. We could help you if you are:

  • Struggling to make payments
  • Already in arrears
  • Facing repossession

If you're struggling with your mortgage payments, let our expert advisers help. We can offer general mortgage advice as well as more dedicated debt solutions.

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Why is mortgage advice important?

It's free
Call us on freephone 0800 195 2913. Our mortgage advice is completely free of charge, and could be invaluable in helping you find the right deal.

Save yourself money
Guidance on the right mortgage could save you a lot of money each month. Since different types of mortgages (fixed-rate, variable-rate or tracker) work differently, the interest rates are likely to be different at any given time.

For example, the interest rate on fixed-rate mortgages will stay the same throughout your terms, meaning your payments will never change. However, rates on tracker or variable-rate mortgages can change from month to month - meaning you could end up paying more or less, depending on the base rate.

Our advisers will explain each type of mortgage in detail and try to establish which one best meets your needs. Once we have all your information, we will strive to find you a deal that could save you money.

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Why not try our Mortgage calculator?

Calculating your monthly mortgage payments is simple.
Just fill in the amount, the repayment term and the interest rate and our calculator will tell you how much your monthly payments could be.

Understanding the market

As well as helping you to choose the right deal now, good mortgage advice will benefit you in the future, too.

We understand that that mortgages can be complicated. Our advisers will explain everything to you as simply and as clearly as possible, so that you can be sure that your final decision is the right one for your circumstances.

The overall cost for comparison is 4.8% APR (typical).

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THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT. DEBT CONSOLIDATION MAY INCREASE THE AMOUNT TO BE REPAID IN THE LONG TERM. Subject to status. An arrangement fee of 495 is payable on completion. For debt consolidation mortgages the fee is 1.5% of total advance (minimum 1295, maximum 1,695). No fee for returning customers. The actual rate available will depend upon your circumstances. Ask for a personalised illustration. Calls may be recorded.

Company Registration No. 4291279. Consumer Credit Licence No. 512740. Think Mortgages is a trading name of Think Loans & Mortgages Limited. Carlton House, Vere Street, Salford Quays, M50 2GQ. Registered in England and Wales. Authorised and regulated by the Financial Services Authority in respect of regulated mortgage and general insurance contracts. Calls to 0800 numbers from BT landlines are usually free. Calls to other networks may vary and you should check with your network provider for full details of your service.

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