Mortgage calculator

You can use this mortgage calculator to work out what your monthly mortgage repayments might be for various amounts borrowed, repayment terms and annual interest rates.

Estimate your monthly mortgage repayments

Your results Mortgage amount:
Mortgage term:
Annual interest rate:
Your monthly repayments Interest only mortgage:
Repayment mortgage:

Our mortgage calculator is intended for illustration purposes only. For a personalised quote and advice on the best mortgage deal for your circumstances, call Think Loans & Mortgages on 0800 195 2913 or fill out the form below

The overall cost for comparison is 4.8% APR (typical).

Try our quick and easy mortgage finder!

Answer a few simple questions and our mortgage experts will search for your best mortgage deal.

About your mortgage

About you

Your privacy is important to us. Before we begin your search, one of our expert advisers will call you back to discuss your requirements in full. All calls are held in the strictest of confidence and we'll only request information required to find the best mortgage for you.

What can affect my mortgage repayments?

Interest rate

If you choose a tracker or variable-rate mortgage, your repayments are liable to change each time the rates change. Alternatively, a fixed-rate mortgage means your payments stay the same. Our mortgage calculator lets you see how much you'll pay at various rates.

Repayment period

The longer your repayment period, the lower your monthly repayments will be - although you will end up paying more in the long run. Using our calculator, you can see how much the repayment period could affect your monthly outgoings.

Type of mortgage - repayment or interest-only?

With a repayment mortgage, you will repay what you have borrowed, plus interest. An interest-only mortgage means your repayments will be lower, but you will have to repay what you have borrowed at a later date - So you'll need a plan to find a lump sum at the end of the repayment period

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT. DEBT CONSOLIDATION MAY INCREASE THE AMOUNT TO BE REPAID IN THE LONG TERM. Subject to status. An arrangement fee of 495 is payable on completion. For debt consolidation mortgages the fee is 1.5% of total advance (minimum 1295, maximum 1,695). No fee for returning customers. The actual rate available will depend upon your circumstances. Ask for a personalised illustration. Calls may be recorded.

Company Registration No. 4291279. Consumer Credit Licence No. 512740. Think Mortgages is a trading name of Think Loans & Mortgages Limited. Carlton House, Vere Street, Salford Quays, M50 2GQ. Registered in England and Wales. Authorised and regulated by the Financial Services Authority in respect of regulated mortgage and general insurance contracts. Calls to 0800 numbers from BT landlines are usually free. Calls to other networks may vary and you should check with your network provider for full details of your service.

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